Terms of Use + Digital Product License

Last Updated: September 11, 2026

Welcome to LAND + HOME.

These Terms of Use & Digital Product License (“Terms”) govern your use of the LAND + HOME website, content, digital products, downloads, calculators, spreadsheets, guides, checklists, worksheets, and other resources provided by LAND + HOME (“we,” “us,” or “our”).

By accessing our website, purchasing or downloading a product, or otherwise using our resources, you agree to these Terms.

If you do not agree with these Terms, please do not use our website or products.

1. About LAND + HOME

LAND + HOME provides educational resources and planning tools related to topics including affordable homeownership, manufactured housing, buying land, home building, budgeting, site preparation, due diligence, and related home-buying topics.

Our resources are intended to help consumers organize information, understand potential costs, identify questions to ask, and conduct their own research.

LAND + HOME does not provide individualized legal, financial, tax, real estate, lending, engineering, construction, appraisal, inspection, or other professional advice.

2. Educational Purposes Only

All information provided through LAND + HOME is for general informational and educational purposes.

Our content and products should not be considered a substitute for advice from qualified professionals who can evaluate your individual circumstances.

Before purchasing property, building or installing a home, entering into a contract, obtaining financing, or making other significant financial decisions, you should conduct appropriate due diligence and consult qualified professionals when necessary.

3. No Guarantee of Results

LAND + HOME does not guarantee that using our website, guides, spreadsheets, calculators, checklists, or other resources will result in a particular financial outcome, successful real estate transaction, approved loan, construction result, cost savings, investment return, or other result.

Every property, home, project, location, lender, contractor, market, and financial situation is different.

You are responsible for evaluating information and making decisions appropriate to your circumstances.

4. Calculators, Spreadsheets and Cost Estimates

LAND + HOME may provide calculators, spreadsheets, budget planners, and other tools that generate estimates or calculations based on information entered by the user.

These tools are intended for planning and educational purposes only.

Results are not quotes, appraisals, bids, loan estimates, professional cost estimates, or guarantees of actual expenses.

Actual costs may vary significantly due to factors including:

Property location
Land conditions
Home specifications
Site preparation
Utility availability
Septic or sewer requirements
Well or water connections
Permits and inspections
Foundations
Transportation and installation
Contractors and labor
Materials
Financing
Taxes and fees
Insurance
Market conditions
Local regulations
Unexpected property conditions

You are responsible for verifying estimates using current information, local requirements, professional evaluations, and actual quotes applicable to your project.

5. Accuracy of Information

We make reasonable efforts to provide useful and accurate information. However, housing costs, laws, zoning requirements, building codes, lending standards, government programs, taxes, permits, regulations, and other information can change.

We do not guarantee that all information on our website or in our products will always be complete, current, or applicable to every location or situation.

You are responsible for independently verifying information before relying on it for a purchase, contract, construction project, financial commitment, or other significant decision.

6. Digital Products

LAND + HOME sells digital products.

Products may include:

PDF guides
Checklists
Worksheets
Spreadsheets
Calculators
Budget planners
Planning tools
Templates
Other downloadable resources

Unless specifically stated otherwise, no physical product will be shipped.

The exact files and features included with a purchase are described on the applicable product page.

7. Personal-Use License

When you purchase a LAND + HOME digital product, you are purchasing a limited license to use the product. You are not purchasing ownership of the underlying intellectual property.

Unless otherwise stated, each purchase grants you a limited, non-exclusive, non-transferable license to use the purchased product for your own personal, non-commercial purposes.

You may download, save, use, and, where appropriate, print copies of the product for your own use.

Members of your household may use the resource with you when working on the same personal home, land, or building project.

8. What You May Not Do

Unless you receive prior written permission from LAND + HOME, you may not:

Resell our digital products
Redistribute our digital files
Share purchased files publicly
Give copies to people outside your household for their separate use
Upload our products to file-sharing websites or online groups
Reproduce our products for commercial distribution
Sell printed copies of our products
Modify a product and sell or distribute the modified version
Claim our content or products as your own
Use our products as templates to create competing products for resale
Include our products in another product, course, membership, bundle, or service
Make our files available through a shared online library, membership, group, or organization
Remove copyright or ownership notices for the purpose of redistributing the content

Purchasing a product does not transfer copyright or other intellectual-property rights to you.

9. Use by Real Estate and Other Professionals

Unless a product specifically includes a commercial or professional-use license, LAND + HOME products are licensed for personal consumer use.

Real estate professionals, manufactured-home dealers, lenders, builders, contractors, consultants, educators, content creators, and other businesses or professionals may not reproduce or distribute purchased LAND + HOME resources to clients, customers, students, employees, or audiences without our prior written permission or an applicable commercial license.

10. Intellectual Property

Unless otherwise indicated, the LAND + HOME website and original materials made available through it—including text, graphics, branding, guides, worksheets, spreadsheets, calculators, checklists, product designs, and other original content—are owned by or licensed to LAND + HOME and are protected by applicable intellectual-property laws.

Nothing in these Terms transfers ownership of LAND + HOME intellectual property to you.

11. Free Resources

Free resources provided by LAND + HOME, including downloadable guides, checklists, worksheets, and email resources, remain subject to our intellectual-property rights.

Unless expressly stated otherwise, free resources are also provided for personal, non-commercial use and may not be resold, redistributed, republished, or represented as your own work.

12. Purchases and Pricing

Prices displayed on our website are subject to change without notice.

We reserve the right to modify, discontinue, update, or replace products at any time.

A price change does not entitle previous purchasers to a refund or require LAND + HOME to provide future versions of a product unless otherwise stated.

13. Digital Product Access

You are responsible for providing accurate information when completing a purchase and for downloading and securely storing purchased files.

We are not responsible for loss of files caused by deletion, device failure, account access issues, or other circumstances outside our reasonable control.

If you experience a legitimate technical issue with a LAND + HOME product, please contact us and we will make reasonable efforts to assist.

14. Refunds

Because LAND + HOME sells digital products that can be accessed or downloaded immediately, purchases are generally non-refundable after digital content has been delivered or accessed, except where a refund is required by applicable law.

Please review product descriptions carefully before purchasing.

If you receive an incorrect file or experience a technical problem with a product, please contact us so we can attempt to resolve the issue.

Additional details may be provided in our Refund Policy.

15. Third-Party Links and Resources

Our website may contain links to third-party websites, companies, products, government resources, professionals, or services.

These links may be provided for convenience or informational purposes.

LAND + HOME does not control third-party websites and is not responsible for their content, availability, accuracy, products, services, policies, or practices.

You are responsible for evaluating third-party resources before relying on or purchasing from them.

16. Affiliate Links

Some LAND + HOME content may contain affiliate links.

If you make a qualifying purchase through an affiliate link, LAND + HOME may receive a commission at no additional cost to you.

The existence of an affiliate relationship does not change your responsibility to independently evaluate whether a product or service is appropriate for you.

Where required, affiliate relationships will be disclosed.

17. User Conduct

You agree not to use the LAND + HOME website or products in a manner that:

Violates applicable law
Infringes another person's rights
Attempts to gain unauthorized access to the website or related systems
Interferes with website operation or security
Introduces malicious code
Uses automated methods to improperly copy or extract substantial portions of our content
Misuses our products or intellectual property

18. Disclaimer of Warranties

To the extent permitted by applicable law, the LAND + HOME website, content, and digital products are provided on an “as is” and “as available” basis.

We do not make warranties that the website or products will be error-free, uninterrupted, suitable for every purpose, or applicable to every individual situation.

Nothing in these Terms excludes warranties or rights that cannot lawfully be excluded.

19. Limitation of Liability

To the fullest extent permitted by applicable law, LAND + HOME will not be liable for indirect, incidental, special, consequential, or similar damages arising from your use of, or reliance on, our website, information, digital products, calculators, spreadsheets, or other resources.

You remain responsible for independently evaluating properties, costs, contracts, financing, contractors, professionals, regulations, and other information relevant to your decisions.

Nothing in these Terms limits liability that cannot legally be limited or excluded.

20. Changes to These Terms

We may update these Terms periodically as LAND + HOME, our products, or applicable requirements change.

The “Last Updated” date at the top of this page will reflect the most recent revision.

Your continued use of the website after updated Terms become effective constitutes acceptance of the revised Terms to the extent permitted by applicable law.

21. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will continue in effect to the extent permitted by law.

22. Contact

If you have questions about these Terms or the permitted use of a LAND + HOME product, please contact:

LAND + HOME Email: landandhomebusiness@gmail.com Website: landandhometools.com