Spreadsheet · Excel + Google Sheets

Home Building Budget Planner

Plan every cost of your new home build and track every invoice against it in one Excel and Google Sheets workbook.

$14.99

Works in Microsoft Excel and Google Sheets
8 connected tabs with a dashboard
70 cost lines in 11 categories
Blank workbook plus a filled example and a 7-page Getting Started guide (PDF)
Instant digital download

Get more and saveHome Building Planner BundleComplete Home Building Planner + Home Building Budget Planner. $24.99 instead of $29.98 separately.

The problem

A build budget changes every week

Building a home brings together land, site work, permits, a builder, dozens of trades, upgrades, and a construction loan. Bids come in at different times, invoices pile up, and change orders add up quietly. Without one place to track it all, it's hard to know what the build will really cost or how much cushion is left. This workbook keeps your plan and your real spending side by side, from the first estimate to the final invoice.

Who it's for

Families building a site-built home, with a builder or managing it themselves
Anyone comparing contractor bids before signing
Owners tracking construction loan draws and payments
Buyers who want an affordability check before they commit to a build

What you'll be able to do

Know where every dollar goes

Plan the whole build70 cost lines in 11 categories, from land and permits to finishes and landscaping.
Log it onceEach invoice in the expense tracker lands on the right budget line automatically.
Compare bids fairlySee price, deposit, timeline, and what each contractor leaves out, side by side.
Stay on top of drawsTrack contract amounts, paid to date, remaining balances, and next due dates.
See what upgrades costApproved change orders are added to your projected cost, so nothing surprises you.
Check affordability firstAdd every cost plus contingency and compare it with your budget before you build.

What's included

Everything in your download

Home Building Budget Planner workbook (.xlsx) with 8 tabs: Setup, Dashboard, Build Budget, Expense Tracker, Quote Comparison, Payments, Change Orders, and Affordability
Filled example workbook that shows a sample build in every tab
Getting Started guide (PDF, 7 pages): what each tab does, a step-by-step walkthrough, and a simple weekly routine

How it works

Plan first, then track as you build

Fill in SetupEnter your total budget, home size, contingency rate, and target dates.
Plan your build budgetEnter a planned amount for each cost that applies. Yellow cells are for typing.
Log invoices and bidsAdd each invoice to the expense tracker and each contractor bid to the quote comparison.
Check the dashboardSee projected and actual cost, cost per square foot, and your remaining cushion.

Delivery

How you get it

This is a digital download. After checkout you get your download link right away and by email. Open the workbook in Excel, or upload it to Google Drive and open it with Google Sheets. Nothing ships.

For personal use. See the license and refund policy. This planner is a planning tool, not a contractor quote, appraisal, inspection, or legal, tax, lending, or construction advice. Construction costs vary by location, design, materials, and labor, so use local written quotes whenever you can.

Questions

Frequently asked

Does it work in Google Sheets?

Yes. Upload the file to Google Drive and open it with Google Sheets. It also works in Microsoft Excel.

I don't love spreadsheets. Is it hard to use?

You type in the yellow cells and pick items from dropdowns. The rest calculates for you, and the Getting Started guide and filled example show what goes where.

Can I change the cost lines?

Yes. Leave unused lines at zero or rename one to fit your build. Expenses that don't match a line are flagged so nothing gets lost.

Is it for manufactured homes?

It is built for site-built homes. For a manufactured home on land, the Manufactured Home + Land True Cost Calculator is a better fit.

How do I get the files?

Right after checkout you get a download link on screen and by email.

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Keep your build on budget

$14.99

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