LAND + HOME

Your Roadmap to Affordable Homeownership

Find the monthly number you can live with, compare six paths to a home, and know exactly what to check before you sign. A free, printable 9-page plan.

What you'll walk away with

  • Your comfortable number, not just the most a lender will approve
  • The costs most buyers miss, from closing costs to well, septic, driveway, and setup if land is involved
  • Six paths to a home compared, from a resale house to a manufactured home on land, and the three worth your time
  • A research and verify checklist, so the property, the loan, and the numbers hold up before you commit
  • A priorities worksheet to fill out with your partner before a listing or a salesperson makes the decision feel urgent

Who it's for

First-time buyers, families who feel priced out, and anyone wondering whether land, a fixer-upper, or a manufactured home could get them further for less. No experience needed. Each step takes an evening or less.

The 6 steps

1. Define what you want your home to make possible

2. Budget your comfortable monthly number and cash upfront

3. Explore six paths to a home and pick three

4. Research what each path really costs

5. Verify the property, the financing, and your assumptions

6. Buy with confidence and choose the path that fits

Why we made it

We're a military family with three young kids, and we've bought and sold homes at several duty stations. Every time, the hard part wasn't finding a house. It was knowing what it would really cost and what to check before signing.

This roadmap is the plan we built from that research. It's free, and it's useful even if you never buy anything from us.

LAND + HOME is independent. We don't sell homes, land, or loans.